Don’t let festive season woes become your financial norm
’tis the season to be jolly, but many a South African will feel more trepidation than delight as the celebrations of the festive season loom. These South Africans are shackled by the chains of reckless spending and unsound financial advice. Including by friends and family, they will be visited by the Fiscal Ghost of 2022 Past, but – to keep misquoting and paraphrasing Charles Dickens – the best of times can follow the worst of times.